Ownership and Use of Bank Accounts and Mobile Phones

 

Percentage of women and men who have and use an account in a bank or other financial institution, percentage who deposited or withdrew money from their own bank account in the last 12 months, percentage who own a mobile phone, percentage who own a mobile smartphone, and percentage who used a mobile phone for financial transactions in the last 12 months

 

Definition

 

1)      Percentage of women (or men) age 15-49 who have and use an account in a bank or other financial institution.

2)      Among women (or men) age 15-49 who have and use an account in a bank or other financial institution, the percentage who deposited or withdrew money from their own bank account in the last 12 months.

3)      Percentage of women (or men) age 15-49 who own a mobile phone.

4)      Percentage of women (or men) age 15-49 who own a mobile smartphone.

5)      Percentage of women (or men) age 15-49 women (or men) who used a mobile phone for financial transactions in the last 12 months.

6)      Percentage of women (or men) age 15-49 who have and use a bank account or used a mobile phone for financial transactions in the last 12 months.

 

Coverage:

Population base: Women (or men) age 15-49 (IR file, MR file)

Time period: Current status at time of survey and last 12 months preceding the survey

 

Numerators:

1)      Number of women (or men) age 15-49 who have and use an account in a bank or other financial institution (women: v170 = 1; men: mv170 = 1)

2)      Number of women (or men) age 15-49 who have and use an account in a bank or other financial institution and have deposited or withdrew money from their own bank account in the last 12 months (women: v170 = 1 & v177 = 1; men: mv170 = 1 & mv177 = 1)

3)      Number of women (or men) age 15-49 who own a mobile phone (women: v169a = 1; men: mv169a = 1)

4)      Number of women (or men) age 15-49 who own a mobile phone that is a smartphone (women: v169c = 1; men: mv169c = 1)

5)      Number of women (or men) age 15-49 who used a mobile phone for financial transactions in the last 12 months (women: v169b = 1; men: mv169b = 1)

6)      Number of women (or men) age 15-49 who have and use a bank account or used a mobile phone for financial transactions in the last 12 months (women: v170 = 1 or v169b = 1; men: mv170 = 1 or mv169b = 1)

 

Denominator:

Number of women (or men) age 15-49

 

Variables: IR file, MR file.

v170

Has an account in a bank or other financial institution (women)

v177

Money put/taken from bank account last 12 months (women)

v169a

Owns a mobile telephone (women)

v169b

Use mobile telephone for financial transactions (women)

v169c

Owns a smart phone (women)

v005

Women's sample weight

mv170

Has an account in a bank or other financial institution (men)

mv177

Money put/taken from bank account last 12 months (men)

mv169a

Owns a mobile telephone (men)

mv169b

Use mobile telephone for financial transactions (men)

mv169c

Owns a smart phone (men)

mv005

Men's sample weight

 

Calculation

 

Numerator divided by denominator multiplied by 100.

 

Handling of Missing Values

 

Missing values on ownership of a bank account or a mobile phone are assumed to indicate a lack of the asset and are excluded from the numerator. Missing values on use of a mobile phone for financial transactions are excluded from the numerator.

 

Changes over Time

 

The percentage of women (or men) age 15-49 who own a mobile smartphone and the percentage who deposited or withdrew money from their bank account, was not calculated prior to DHS-8 as these data were not collected. Use of a mobile phone for financial transactions was previously calculated only among those who reported owning a mobile phone. In DHS-8, this indicator is calculated among all women (or men).

 

Resources

 

DHS-8 Tabulation plan: Table 15.6.1 and 15.6.2

 

API Indicator IDs:

Women:

CO_MOBB_W_BNK, CO_MOBB_W_MOB, CO_MOBB_W_MBF
(API link, STATcompiler link)

 

Men:

CO_MOBB_M_BNK, CO_MOBB_M_MOB, CO_MOBB_M_MBF

(API link, STATcompiler link)

 

MICS6 Indicator SR.10: Ownership of mobile phone